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Let's say you are planning an extended session of blackjack during a 3- or 4-week trip, and you expect to play for a total of about 100 hours, or roughly 10,000 hands. After playing this many hands, you would not usually be ahead or behind by more than 250 units, but on rare occasions, you might find yourself off by as many as 400 units, due to normal fluctuation.

So, if your total bankroll is only a few thousand dollars or less, you could conceivably lose it all, even if you become an expert card counter. You could also ultimately be a victim of the table minimum bets, if, as your losing streak continued, you were not allowed to cut back to smaller bets to keep you from losing all your money. Frankly, if your bankroll is insufficient, you should not be making any bets at all.

Most players, of course, will not immediately have to fight through inordinate losing streaks, and some will even have the pleasure of improbable winning streaks. But fluctuation remains the leading deterrent to card counting: Most beginning counters overbet their bankrolls; those with negative fluctuations give up; those with positive fluctuations usually increase the size of their bets proportionately, continuing to over-bet their bankrolls, until their first big negative swing wipes them out.

Bet-sizing for a 3- or 4-week period (10,000 hands), works exactly the same as bet-sizing for a weekend. The only difference is that you should start by dividing your bankroll by 250, instead of 100, in order to determine your betting unit. In other words, to make $10 bets, you should have a bankroll of $2,500. Cut back to an $8 betting unit if your bankroll goes down to $2,000; $6 units if it falls to $1,500, and so on.

As you can see, the more hands you will play, the larger your bankroll must be to ensure your continuance in the game—even when the game is a break even proposition. In fact, the only way to get around this is to get the edge in your favor. If you can get the edge, via card counting, then your long run edge assures that your expected winnings will be greater than the possible negative fluctuations (assuming you also have the fortitude to continue hammering away at the tables through all the ups and downs).

To last in this game, you must have the money, you must size your bets in proportion to your bankroll, and you must reassess your bankroll frequently. You must never chase losses by increasing your bets to win back the money you've lost. If you follow these guidelines, you will have staying power at the tables. If you persevere and acquire skill as a counter, you're on your way to winning.

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